Southeastern Land Group is proud to call Alabama Ag Credit and First South Farm Credit our preferred lenders. Learn more below.
Alabama Ag Credit
Alabama Ag Credit, headquartered in Montgomery, Alabama, provides short- and long-term loans in the lower 40 Alabama counties.
The association is a member-owned, locally controlled cooperative that is part of the national Farm Credit System established in 1916.
With nine convenient offices in southern Alabama, the association offers you an experienced staff, competitive rates, a variety of loan products and just the right touch of personal service.
With nine offices in South Alabama, the association offers an experienced staff, competitive rates and personal service.
Our mission is to help you invest in your dream.
We Provide Financing for…
Land Loans
- Land purchase – from rural home sites to large acreage
- Refinancing
- Improvements – from digging wells to building fences to constructing a lake or clearing land
- Construction – build a weekend cabin or a permanent home, poultry houses, farm buildings and green houses
- Short-term loans for operating and equipment needs, including revolving lines of credit
Timber Loans
- Land purchase
- Reforestation
- Equipment purchases
- Operating lines of credit
- Chipmills, sawmills and other processing facilities
- Refinancing of existing debt
- Logging equipment
Farm and Production Loans
- Fertilizer, seed, herbicides, and any other cost of producing a crop
- Farmland purchase and refinancing
- Harvesting costs
- Cow/Calf operations
- Stockers
- Pasture improvement and maintenance
- Grain storage facilities
- General operating expenses
- Livestock facilities
Agribusiness Loans
- Agribusiness enterprises including poultry, peanuts, cotton, cattle and catfish
- Improvements for lumber mills, feed mills, cotton gins and other agricultural processing and marketing facilities
- Expansion of agribusiness enterprises
- Construction or purchase of agribusiness facilities and/or property
- Short-term loans for operating and equipment needs, including revolving lines of credit
Poultry Loans
- Purchase of poultry farm
- Construction of poultry houses
- Facility Improvements
- Refinancing of debt
- Equipment and machinery purchases
- Operating expenses
- Short-term loans for operating and equipment needs, including operating lines of credit.
Patronage
As we grow, you benefit! Stockholders of Alabama Ag Credit share in our ownership and earnings. This year we proudly returned a record $7.04 million in patronage to our customers, based on our 2014 earnings.
This year’s payment benefits customers by giving them cash and by lowering their overall cost of borrowing — just one more advantage of doing business with Alabama Ag Credit!
Since 2006, Alabama Ag Credit has returned more than $43 million in stock reductions, dividends and patronage distributions to our borrowers. So spread the word about the benefits of becoming an Alabama Ag Credit customer.
First South Farm Credit
First South is the leading provider of financial services and land financing for agribusiness in Alabama, Louisiana and Mississippi. Part of the Farm Credit System, we’ve provided loans and financial services to farmers, ranchers and rural entrepreneurs for more than 80 years.
Loans
Providing the funds you need to start or grow your business is what we do best. We provide loans for a variety of agricultural needs, including timber, recreational property, pond construction and almost any type of land improvement.
Long-term land loans
First South is pleased to offer long-term loans for purchasing or refinancing agricultural real estate.
Intermediate-term loans
Available for machinery, equipment, vehicles and improvements to rural property
Short-term loans
Cover a variety of expenses in production, operation, repairs and inventory
Financial Services
We also provide a full range of financial services.
- Equipment and vehicle leasing
- Life insurance
- Multi-peril crop insurance
- Loan guarantees by government agencies